Do you know the difference between discount points and origination points? These are two important terms any home buyer should understand.
Each type of point is equal to 1 percent of your total loan amount. For example, on a $200,000 loan, one... (Read More)
You found a home your family loves. But you're not the only one who wants it. What's the best way to make an offer on a home that other buyers are vying for as well? Here are some ways to put your best foot forward:
Start off with your best... (Read More)
The appraisal is an important part of the home buying process. But what happens if the appraisal comes up short of the agreed-upon selling price?
Here's an example: A home is listed for sale for $350,000. It's a multiple bidding situation, so you... (Read More)
When purchasing a home, your mortgage pre-approval is based on your current financial situation. That's why once you are pre-approved, you should avoid making big changes to your finances. Here are several things you'll want to avoid doing while... (Read More)
What are the features you want to see in your next home?
The National Association of Realtors recently surveyed home buyers nationwide on the home features that are most important to them. They found that the typical home buyer currently is... (Read More)
The right moving company can help make your move to a new home a success. But the wrong one? It could lead to a moving day disaster. Here are some ways to tell if you are hiring a reputable moving company:
—They come to your home, inventory... (Read More)
Ready for the spring home buying season? In today's strong housing market, multiple offers are the norm in many areas. It's definitely a seller's market. Here are some things to keep in mind as you get ready to make an offer on a property:
Think... (Read More)
You’re ready to move on. Maybe your house is too small, you’re moving because of a job, or you want to be closer to family and friends. According to the National Association of Realtors, those are the three top reasons for selling a... (Read More)
The spring home buying season typically doesn't shift into high gear until April or May, but if you're thinking about purchasing a home this year you may want to consider getting started now.
Mortgage rates remain low, and lenders aren't quite as... (Read More)