With fixed-rate home loans available at such low rates, it's no surprise that they are so popular these days. But if you're comparing all of your loan options before you buy, you might want to take a few minutes to understand today's ARMs.
Why... (Read More)
If you're getting ready to buy a home, there are a lot of things you should do, such as getting pre-approved for a home loan. But there are also a few things you don't want to do.
1. Change your job. Now is not the right time to become... (Read More)
What is the difference between APR and my mortgage rate? This is one of the most common questions about the mortgage lending process. If you're in the market for a home loan, it's helpful to learn the difference between your mortgage rate and your... (Read More)
The right moving company can help make your move to a new home a success. But the wrong one? It could lead to a moving day disaster. Here are three red flags you'll want to watch out for while you're selecting a company to handle your next... (Read More)
Confused about the difference between discount points and origination points? Join the club. Most home buyers are. But knowing the different between the two can help you get the best possible deal on your home loan.
For starters, each type of... (Read More)
Buying a home is a big financial commitment, one that comes with a lot of responsibility. There's also a number of benefits that come with purchasing your own Home Sweet Home! Here are a few of our favorites:
Tax advantages. Nobody likes taxes... (Read More)
If you're purchasing a home for the first time, you may be surprised to see all of the things that go into your monthly mortgage payment. Depending on your loan, you could have a half dozen different expenses rolled into it! Here are the most common... (Read More)
If you lose your credit, debit or ATM card, how difficult would it be for someone to clean out your account? Easier than you might think.
More than one-quarter of all credit and debit card passwords could be guessed by attempting just 20... (Read More)
When it comes to putting a home on the market, are you ready to put your best foot forward? Many homeowners think they have to spend a fortune to make their properties more inviting to home buyers. Not true! In fact, two of the most important things... (Read More)
Ever hear the terms REO, bank-owned, short sale or HUD home? And have you even wondered what the heck all those terms mean? Here are some definitions used to describe common types of distressed properties:
Foreclosure: This refers to the process... (Read More)