You avoided foreclosure but had to sell your home for less than you owed on it. Will you ever be able to qualify for another mortgage loan?
Yes, but you may have to wait. Your credit score suffers after a short sale, although not as much as if... (Read More)
It’s like a different language. APR, Fannie Mae, FHA, Freddie Mac, CFPB, PMI, HELOC—you can get lost in the terms of the lending industry.
Don’t worry. Your lender can help you understand the ones relevant to your situation. But it’s a... (Read More)
Moving into a new home? If you have children, it's a great time to make sure your home is safe for the smallest members of your household. Did you know that the Research Institute at Nationwide Children's Hospital found that nearly 15,000 children... (Read More)
Sure, a brand new front door and lovely landscaping might catch your eye as you drive up to an open house or new property on the market. But as you drive up, have you thought about looking up? As it turns out, tree cover has a tree-mendous impact on... (Read More)
It won’t be long before we feel the chill of winter approaching. Is your home ready? The good news is that winterizing your home doesn't have to be costly or time consuming. With a free afternoon and a little elbow grease, here are some... (Read More)
Smoke detectors are one of the most overlooked safety features in homes today. Yet proper use and care of smoke detectors can dramatically reduce your and your family's risk of being injured or dying in a home fire. Here's what you may not know... (Read More)
You can get overwhelmed with numbers as you go through the process of securing a mortgage loan—the money you’re putting down, the interest rate, the cost for points and insurance, the number of months for the loan, the monthly payment. But... (Read More)
You don’t need to sell your house to generate cash. Several products can help you liquidate the equity you’ve built in your home: a cash-out refinance, a home equity loan or a home equity line of credit.
You can calculate your approximate... (Read More)
Do you find yourself thinking, "I have been renting for long enough. Maybe it's time to buy my own home?" The truth is, home ownership can have quite a few benefits — benefits that may help you make the leap!
First and foremost, owning a home... (Read More)
There's a lot to like about a 15-year mortgage: It typically has a lower rate than a 30-year loan and can be paid off in half the time.
But there's one big downside to this type of loan: You're locked into a higher monthly payment.
That's... (Read More)