Your credit score plays a big role in how low of a rate you can get on a home loan. Generally, the higher your credit score, the lower your mortgage rate. And the lower your mortgage rate, the lower your monthly payment.
Here's an example: A... (Read More)
The busiest home buying seasons are spring and summer. Summer is an ideal for many people and families to make a move and settle in before fall, the start of school and the holidays. But there can be some advantages to shopping for a home in the... (Read More)
The property disclosure report is an important document in any real estate transaction. In it, sellers must reveal any issues relating to a property that could negatively affect its value.
That's why it's so important for home sellers to set... (Read More)
Your down payment is in the bank and you're pre-approved for a mortgage. You're all ready to start looking at homes. Here are some tips for home buying the smart way:
Don't go it alone. Some tech-savvy buyers like to use the Internet and mobile... (Read More)
Did you know that numerous studies over many years show a link between owning a home and happiness and overall well-being? For example, a report by the Consumer Financial Protection Bureau shows that homeowners generally have higher financial... (Read More)
If you are buying a home, you are also entering the world of title insurance. That’s because buyers of a home are, in a sense, actually buyers of that home’s title — the paperwork that proves that the existing owners do in fact own the... (Read More)
Looking for a spacious home but have a limited budget? You may feel like you have to downsize your dreams, but don’t limit your options just yet! By making a few tweaks to your home search, you may be able to find a bigger home within your budget... (Read More)
Did you know that late spring into early summer is the busiest time to move? With so many people packing, wrapping and moving around, you’re likely looking for some good tips on how to reduce the chaos.
The fact is this: two of the most... (Read More)
The VA home loan program has many benefits. One you may not know about: There's no specific waiting period after a short sale to apply for a VA loan. Other home loan programs have waiting periods of three or more years after a short sale to apply... (Read More)