Have you heard the news? Mortgage rates are hovering at their lowest levels ever, providing a unique opportunity for many to buy a home.
Mortgage rates have varied widely over the past several decades. In the early 1970s, for example, mortgage... (Read More)
The fall season is the perfect time to consider refinancing. If you're unsure about why you should consider it, we're going to help you.
The following are some of the most popular reasons people decide to refinance in the fall.
The Holidays Are... (Read More)
The Veterans Administration home loans program was established to help active-duty military personnel, veterans, and their spouses achieve the dream of homeownership. However, not all military members qualify.
The U.S. Department of Veterans... (Read More)
We all know we should be using strong passwords to protect ourselves when we're online. But studies show that many of us are still using passwords like '123456.' That was the most-used password nationwide last year, followed by 'password,'... (Read More)
When financing a home, you have a lot of choices, including the term of your loan. It's estimated that 80 percent of all home buyers elect to take out 30-year fixed-rate home loans. It's a popular option because of the low monthly payments.
Less... (Read More)
The VA home loan program was developed in 1944 as part of the original Serviceman's Readjustment Act. Since then, it's gone on to help thousands of veterans realize their dreams of homeownership.
That said, there are many myths and... (Read More)
When buying a home, your credit score has a significant impact on your monthly mortgage payment. Generally, the higher your credit score, the lower the mortgage rate you may be able to qualify for. Likewise, the lower your credit score, the higher... (Read More)
Considering how hectic each day can get, home maintenance may be the last thing on your busy mind. But keeping your home in shape from top to bottom can provide delightful dividends for you and your family. After all, a home is usually happiest when... (Read More)
You've found the home of your dreams, the seller has accepted your offer and your loan application is being processed. When is the best time to "lock" your mortgage rate? And for how long should your lock be effective? If you're buying or building a... (Read More)